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Appellate Division, Second Department · October 7, 2026 · 2026 NY Slip Op 05755

21-55 45th Road, LLC v Altamirano

Read the official decision: 2026 NY Slip Op 05755

Holding The Appellate Division affirmed the grant of summary judgment in favor of the plaintiff in a mortgage foreclosure action, finding that the defendant failed to raise a triable issue of fact regarding the cure of default. The court held that a dispute over the total amount of indebtedness does not preclude summary judgment on the foreclosure cause of action but is properly resolved by a referee.

The court’s words

a lender may accept a partial payment without revoking its acceleration of a loan

2026 NY Slip Op 05755, at the official text

the defendant failed to submit sufficient evidence to raise a triable issue of fact as to whether he cured his default

2026 NY Slip Op 05755, at the official text

the existence of a dispute as to the total amount of indebtedness does not preclude summary judgment on the foreclosure cause of action

2026 NY Slip Op 05755, at the official text
CourtAppellate Division, Second Department
DecidedOctober 7, 2026
Citation2026 NY Slip Op 05755
Area of lawReal Property
WeekWeek ending October 10, 2026
Official textOfficial decision: 2026 NY Slip Op 05755
Publication statusSlip opinions are uncorrected and subject to revision before publication in the Official Reports.
Source feedNew York slip opinion page
Law Watch record id977

Recommended citation

ESQ HQ, New York Law Watch, 21-55 45th Road, LLC v Altamirano, 2026 NY Slip Op 05755 (Appellate Division, Second Department, October 7, 2026), https://esqhq.com/decisions/2026-ny-slip-op-05755/

How this record was made

Holding drafted by Law Watch’s in-house model, graded by three reviewers; every quotation verified word for word against the official text.

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Published October 7, 2026. Updated October 7, 2026.