Kolli v Kaleida Health

Holding The Court held that the physician was covered under the hospital’s self-insurance plan and that the plan constituted an insurance policy subject to ‘other insurance’ clauses. Consequently, the hospital’s coverage was determined to be excess to the primary insurer, with the hospital and excess insurer sharing responsibility on a pro rata basis.

The court’s words

physicians employed by Kaleida for the purpose of providing patient care are covered persons

2026 NY Slip Op 06167, at the official text

Kaleida's SIP was an insurance policy: it protected physicians such as Dr. Kolli

2026 NY Slip Op 06167, at the official text

Kaleida's coverage is excess to MLMIC's coverage, and that Kaleida and HPIC are responsible

2026 NY Slip Op 06167, at the official text