Appellate Division, Second Department · October 28, 2026 · 2026 NY Slip Op 06279
Citibank, NA v Moskovits
Read the official decision: 2026 NY Slip Op 06279
Holding The Appellate Division affirmed the lower court’s grant of leave to enter a default judgment and denial of the defendant’s cross-motion for a late answer because the defendant failed to provide a reasonable excuse for his default. The court further held that the defendant waived any claim regarding personal jurisdiction by appearing in the action without moving to dismiss on that ground.
The court’s words
The absence of a reasonable excuse renders it unnecessary to determine the existence of a potentially meritorious defense to the action
2026 NY Slip Op 06279, at the official text
His proffered excuse for the default in answering or appearing in the action in a timely manner—that he was unaware of this action until he received the plaintiff's motion, among other things, for leave to enter a default judgment—is contrary to the record
2026 NY Slip Op 06279, at the official text
the defendant waived any claim that the Supreme Court lacked personal jurisdiction over him
2026 NY Slip Op 06279, at the official text
the plaintiff established that it filed proof of service within 20 days of either affixing or mailing the summons and complaint in accordance with CPLR 308(4)
2026 NY Slip Op 06279, at the official text
| Court | Appellate Division, Second Department |
|---|---|
| Decided | October 28, 2026 |
| Citation | 2026 NY Slip Op 06279 |
| Area of law | Mortgage Foreclosure · Civil Procedure |
| Week | Week ending October 31, 2026 |
| Official text | Official decision: 2026 NY Slip Op 06279 |
| Publication status | Slip opinions are uncorrected and subject to revision before publication in the Official Reports. |
| Source feed | New York slip opinion page |
| Law Watch record id | 1558 |
Recommended citation
ESQ HQ, New York Law Watch, Citibank, NA v Moskovits, 2026 NY Slip Op 06279 (Appellate Division, Second Department, October 28, 2026), https://esqhq.com/decisions/2026-ny-slip-op-06279/
How this record was made
Holding drafted by Law Watch’s in-house model, graded by three reviewers; every quotation verified word for word against the official text.
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