Wilmington Savings Fund Society, FSB, as Trustee, v Helena Laurino, Also Known as Helena T. Laurino, Appellant, et al., Defendants.

Holding The Appellate Division affirmed the judgment of foreclosure and sale, finding no abuse of discretion in the lower court’s denial of the defendant’s motion to vacate the default judgment due to insufficient proof of a reasonable excuse. The court further upheld the confirmation of the referee’s report, rejecting the defendant’s challenges to the evidence and calculations as unsupported by admissible record evidence.

The court’s words

conclusory and unsubstantiated allegations . . . [are] insufficient to amount to a reasonable excuse for [her] default

2026 NY Slip Op 06371, at the official text

such facts substantiate the prejudice that would result to plaintiff in allowing vacatur at this stage of the litigation

2026 NY Slip Op 06371, at the official text

the report of a referee should be confirmed if the findings therein are supported by the record

2026 NY Slip Op 06371, at the official text

defendant[ ] failed to reveal error by Supreme Court in confirming the referee's report and awarding a judgment of foreclosure and sale

2026 NY Slip Op 06371, at the official text