ESQ HQNEW YORK LAW WATCH

Appellate Division, Second Department · November 4, 2026 · 2026 NY Slip Op 06430

MTGLQ Investors, L.P. v Mazza

Read the official decision: 2026 NY Slip Op 06430

Holding The court affirmed the dismissal of the foreclosure action as time-barred because the debt was accelerated by a prior action that was dismissed for neglect, thereby precluding the plaintiff from using the savings provision of CPLR 205-a under the Foreclosure Abuse Prevention Act. The court further held that the retroactive application of FAPA to this action was constitutional and did not violate due process or contract clauses.

The court’s words

the plaintiff is not entitled to the benefit of the savings provision of CPLR 205-a

2026 NY Slip Op 06430, at the official text

the mortgage debt was accelerated and the six-year statute of limitations began to run in February 2010

2026 NY Slip Op 06430, at the official text

the 2010 action was dismissed as abandoned pursuant to CPLR 3215(c)

2026 NY Slip Op 06430, at the official text
CourtAppellate Division, Second Department
DecidedNovember 4, 2026
Citation2026 NY Slip Op 06430
Area of lawMortgage Foreclosure · Real Property
WeekWeek ending November 7, 2026
Official textOfficial decision: 2026 NY Slip Op 06430
Publication statusSlip opinions are uncorrected and subject to revision before publication in the Official Reports.
Source feedNew York slip opinion page
Law Watch record id1725

Recommended citation

ESQ HQ, New York Law Watch, MTGLQ Investors, L.P. v Mazza, 2026 NY Slip Op 06430 (Appellate Division, Second Department, November 4, 2026), https://esqhq.com/decisions/2026-ny-slip-op-06430/

How this record was made

Holding drafted by Law Watch’s in-house model, graded by three reviewers; every quotation verified word for word against the official text.

Read how Law Watch works

Published November 4, 2026. Updated November 4, 2026.