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Appellate Division, Second Department · October 14, 2026 · 2026 NY Slip Op 05925

Bank of N.Y. Mellon v DeLoney

Read the official decision: 2026 NY Slip Op 05925

Holding The defendant retained standing to defend the foreclosure action because the plaintiff sought a deficiency judgment against him despite his conveyance of the property. The court affirmed the judgment of foreclosure and sale, finding that the defendant failed to demonstrate a basis for vacating the summary judgment order.

The court’s words

A mortgagor who has made an absolute conveyance of all his or her interest in the mortgaged premises is not a necessary party to a foreclosure action unless a deficiency judgment is sought

2026 NY Slip Op 05925, at the official text

the defendant did not lack standing to defend the action

2026 NY Slip Op 05925, at the official text

he failed to demonstrate any basis for granting such relief

2026 NY Slip Op 05925, at the official text
CourtAppellate Division, Second Department
DecidedOctober 14, 2026
Citation2026 NY Slip Op 05925
Area of lawReal Property
WeekWeek ending October 17, 2026
Official textOfficial decision: 2026 NY Slip Op 05925
Publication statusSlip opinions are uncorrected and subject to revision before publication in the Official Reports.
Source feedNew York slip opinion page
Law Watch record id1162

Recommended citation

ESQ HQ, New York Law Watch, Bank of N.Y. Mellon v DeLoney, 2026 NY Slip Op 05925 (Appellate Division, Second Department, October 14, 2026), https://esqhq.com/decisions/2026-ny-slip-op-05925/

How this record was made

Holding drafted by Law Watch’s in-house model, graded by three reviewers; every quotation verified word for word against the official text.

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Published October 14, 2026. Updated October 14, 2026.