Appellate Division, Second Department · November 4, 2026 · 2026 NY Slip Op 06480
U.S. Bank N.A. v Baidoo
Read the official decision: 2026 NY Slip Op 06480
Holding The appellate court affirmed the denial of the defendant’s motion to vacate the summary judgment and foreclosure judgment because she failed to offer a reasonable excuse for her default in opposing the plaintiff’s motions. Consequently, the defendant was precluded from asserting defenses based on lack of standing or failure to comply with RPAPL 1304.
The court’s words
the appellant failed to offer any excuse for her default
2026 NY Slip Op 06480, at the official text
Since the appellant failed to demonstrate a reasonable excuse for her default in opposing the plaintiff's motions
2026 NY Slip Op 06480, at the official text
| Court | Appellate Division, Second Department |
|---|---|
| Decided | November 4, 2026 |
| Citation | 2026 NY Slip Op 06480 |
| Area of law | Mortgage Foreclosure |
| Week | Week ending November 7, 2026 |
| Official text | Official decision: 2026 NY Slip Op 06480 |
| Publication status | Slip opinions are uncorrected and subject to revision before publication in the Official Reports. |
| Source feed | New York slip opinion page |
| Law Watch record id | 1775 |
Recommended citation
ESQ HQ, New York Law Watch, U.S. Bank N.A. v Baidoo, 2026 NY Slip Op 06480 (Appellate Division, Second Department, November 4, 2026), https://esqhq.com/decisions/2026-ny-slip-op-06480/
How this record was made
Holding drafted by Law Watch’s in-house model, graded by three reviewers; every quotation verified word for word against the official text.
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